On September 2, 2015, local government officials met with the public regarding changes and updates to Flood Maps that could have an effect on insurance rates and available loans. Prospective home buyers who want to use Freddie Mac and Fannie Mae loans are required to get Flood Insurance. The impact on some buyers’ ability to purchase in certain areas could be affected.
The maps, also known as Flood Insurance Rate Maps, depict flood risk across the community. They are the result of a multi-year study of the flooding in the City of Santa Barbara and the creeks tributary to the city using advanced mapping and risk-modeling techniques.
The new maps will become effective on November 4, 2015. Santa Barbara County and the City of Santa Barbara officials encourage residents and business owners to review the proposed flood maps to learn about local flood risk and flood insurance requirements.
City Maps of Areas effected by FEMA Changes
City of Santa Barbara 2012 FEMA Flood Zone Map
City of Santa Barbara 2015 FEMA Flood Zone Map
City of Santa Barbara 2015 FEMA Flood Zone Changes
Flood Insurance Information
https://www.floodsmart.gov/floodsmart/
National Flood Insurance Program (Insurance Experts)
FEMA Help Center at 1-800-427-4661
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